Insurance, Financial and Payment

Thank you for choosing us as your health care provider. We are committed to your treatment being successful. The following is a statement of your Financial Policy that we would like you to read prior to any treatment.

All patients must complete our patient information sheet before seeing the physician. DEDUCTIBLES, CO-INSURANCE AND CO-PAYS ARE DUE AT THE TIME OF SERVICE. WE ACCEPT CASH, CHECKS, VISA, MASTERCARD, DISCOVER AND AMERICAN EXPRESS.

We must emphasize that as physicians our relationship is with you, not your insurance company. We file the insurance claim as a courtesy to our patients, but all charges are your responsibility from the date the services are rendered. Not every service is a covered benefit in all contracts. Some insurance companies arbitrarily select certain services they will not cover. It is important that you read and understand your health insurance policy and its requirements for coverage including pre-authorization of services. We currently send claims to hundreds of plans and are not responsible for knowing the requirements of your specific plan. We do not file insurance claims for plans we do not participate with.

Managed Care and PPO Plans
We participate with most managed care plans and file insurance claims as per our agreement with these plans, but do expect co-pays, deductibles, and non-covered or excluded services to be paid in full at the time of service.

Medicare
We do accept assignment on Medicare, but ask that you pay for non-covered services and deductibles at time of service. We will bill your secondary insurance as a courtesy to you. Please be advised: Preventive and screening exams are not covered by Medicare and payment is expected in full at time of service.

Medicaid
We only accept GYN Medicaid with a referral from your Primary Care Physician who must provide us with a referral number. We are not accepting any OB Medicaid at this time.

Pregnancy Related Charges
Patient deductibles, co-payments and co-insurance amounts are due in full by the 32nd week of pregnancy. A payment schedule will be mailed to you after your first visit, with the first payment being due the following month. If you have questions before you appointment, please call.

Surgery Payments
An estimate will be done at the time surgery is scheduled and you will be responsible for payment of any deductibles, co-payments or co-insurance on the preop visit.